1. image: Download

     
  2. We’re told time and again of the need to flex our money muscles: be frugal, earn more, yaddah yaddah… But what if sane financial management goes beyond deciding to get a cup of latte OR save four dollars? What if?


     
  3. “His answer was remarkably simple. He told me that the key was discipline, the discipline to live below your means, and to save as much as you can.”

     
  4. image: Download

    Money (aka Funny)

    Money (aka Funny)

     
  5. Do not value money for any more nor any less than its worth; it is a good servant but a bad master.
    — Alexander Dumas fils, Camille, 1852
     
  6. Just as I was about to stop scouring the web for personal finance links, one timeless post for NY Times’ Bucks Blog appeared.

    Author Carl Richards resolved on an important course of action early this year: “Think Less About Money.”

    It’s timeless, what with all the money-centric approaches to living we feed on everyday. I’m as guilty as Richards for thinking too much of the yet unrealized future. In fact I was too anxious that I heavily rely on money forecasts from my Pocketsmith account.

    More from Richards.

    Controlling how much I think about money and maintaining my balance may be easier if I remember to do a couple of things:

    1) Take a media fast: A few days each month, I’ll specifically avoid thinking, reading and maybe even talking about the financial markets and the economy or anything related to personal finance.

    2) Pay attention to my emotions: Money is an emotional subject for most of us. It certainly is for me, and I believe it will be helpful to me in the coming year to be more present and aware of my feelings about money. Doing so may be as simple as considering how I feel when I get my monthly investment statement or when a medical bill arrives in the mail. I’m not sure what I’ll do with what I learn, but I think acknowledging those feelings and being aware of their potential impact will be important.

     
  7. With Occupy Protests challenging the social role of money, we’re given two options: (1) support a system that’s no longer sustainable (2) adopt a sane alternative.

    Modern thinker James Robertson invites us to choose the latter course, he’s “working for a sane alternative” and invites us to do the same. His books are downloadable for free.

    I’m reading Beyond the Dependency Culture: People, Power and Responsibility. Other two titles sound really interesting. Future Work: Jobs, Employment and Leisure after the Industrial Age and The Sane Alternative.

     
  8. It’s nice to be reminded of Rowling’s tenacity and of how inspiring it really is.

     
  9. 00:16 16th Nov 2011

    Notes: 1

    Reblogged from yourtwentiescents

    Tags: twentieslearning

    Happy tumblring, Your Twenties Cents. I’m within your target age group, twenty-something. This is going to be fun.

     
  10. You only need two things to get your finances under control:

    1. You need to have an income that’s larger than your expenses.
    2. You need to have “enough” money sitting in your checking account.

    Sure. But there’s a difference too between “spend less than you earn” and “earn more than you spend” that goes beyond syntax.